My name is Alcides, also know as Al.  I started working for banks since I was a freshman in college.  I started as a teller, and moved to be a Personal, Business, Private, Mortgage and Commercial Banker. Almost 20 years of Retail Banking experience.

Now, I provide the same services as an independent licensed agent, but I work for you, not the bank.

I work with many lenders, and life insurance companies nationwide, so I can offer you the right service.